We help individuals, families, and businesses find private PPO plans outside the ACA marketplace with nationwide coverage. These plans give you full coverage and protect you from catastrophic hospital claims.

Yes — private health insurance plans allow enrollment any month without waiting for marketplace open enrollment.

PPO plans provide out-of-network coverage. Out-of-network claims mainly occur in the event of a hospital stay where you don’t get to choose which doctors treat you. HMO and EPO plans do not cover out-of-network claims, meaning those bills will be your sole responsibility to pay.

Policies are medically underwritten by a two page yes/no medical questionnaire and therefore the cost is different for everyone. A quick phone call or email can get you a ballpark quote before you fill anything out.